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Stop Debt Collectors and Unfair Debt Collection PracticesFight Back Against Unfair Debt

In these hard times of economic uncertainty, unstable housing market, and a rise in unemployment, many have fallen in to heavy debt. Debt collectors will start to call and pile up, the person in debt will start to feel like they are trapped and that there is no possible way out of their current situation.

Though there is a fine line between fair and unfair debt collection, you can seek help from professionals to help you fight unfair debt practices and as well as find a way out of debt. This battle will require knowledge of your rights and a positive course of action. Situations like these where you are constantly being bombarded with shady debt collection tactics tend to make people feel like there is no way out and that they are helpless. Knowing your rights is the first step to help you out and can lead to debt resolution assistance.

Unscrupulous debt collectors rely on harassment to get their point across, they tend to step over the line, knowing your rights will help you stop them in their tracks. A debt collector is allowed to contact any references such as co-workers and or family members to obtain contact information such as your current address or place of work. But however, they are not allowed to continually call people for your contact information unless there is a valid reason to. To sum things up, debt collectors are not allowed to harass your references just to contact you. Also, a collection agency is not allowed to threaten you with public exposure or to humiliate you as you have the right to privacy and is protected by the law from these kinds of things.

But what if you are wondering what is the next course of action when you are faced with a lawsuit from a debt collection agency and need to find a way to combat a debt-related lawsuit.

You need to know the importance of the summons. Some people decide to contact the agency and ask some questions or assistance, other just simply ignore hoping they will go away. These are bad ideas. The best thing to do is to actually respond to the summon, this does not mean that you are guilty of their accusations. They will win by default if you don’t respond. An attorney is not really needed to resolve this issue. But if you do need to get help with a debt lawsuit, then you can easily hire an attorney just to be sure you can fight your debt lawsuit.